BS ISO BRITISHSTANDARD 11649:2009 Financial services - Core banking Structured creditor reference to remittance information ICS 03.060 BSi British Standards BSISO11649:2009 National foreword This British Standard is the UK implementation of IS0 11649:2009. The UK participation in its preparation was entrusted to Technical Committee IST/12, Financial services. A list of organizations represented on this committee can be obtained on request to its secretary. This publication does not purport to include all the necessary provisions of a contract. Users are responsible for its correct application. Compliance with a British Standard cannot confer immunity from legal obligations. This British Standard Amendments/corrigenda issued since publication was published under the authority ofthe Standards Date Policy and Strategy Comments Committee on 31 December 2009 CBSI2009 ISBN 978 0 580 62706 4 BSISO 11649:2009 ISO INTERNATIONAL STANDARD 11649 First edition 2009-03-15 Financial services Core banking - Structured creditor reference to remittance information Servicesfinanciers Operationsbancairescentrales-Reference structuree de creanciera I'information de remise Reference number ISO 11649:2009(E) @ISO2009 BS ISO 11649:2009 ISO 11649:2009(E) PDF disclaimer This PDF file may contain embedded typefaces. In accordance with Adobe's licensing policy, this file may be printed or viewed but downloading this file, parties accept therein the responsibility of not infringing Adobe's licensing policy. The IsO Central Secretariat accepts no liability in this area. Adobe is a trademark of Adobe Systems Incorporated. Details of the software products used to create this PDF file can be found in the General Info relative to the file; the PDF-creation the unlikely event that a problem relating to it is found, please inform the Central Secretariat at the address given below. COPYRIGHTPROTECTEDDOCUMENT ISO 2009 All rights reserved. Unless otherwise specified, no part of this publication may be reproduced or utilized in any form or by any means, electronic or mechanical, including photocopying and microfilm, without permission in writing from either Iso at the address below or IsO's member body in the country of the requester. ISO copyright office Case postale 56.CH-1211Geneva 20 Tel. + 41 22 749 01 11 Fax + 41 22 749 09 47 E-mail [email protected] Web www.iso.org Published in Switzerland ii @ ISO 2009 All rights reserved BS ISO 11649:2009 ISO 11649:2009(E) Foreword Iso (the International Organization for Standardization) is a worldwide federation of national standards bodies technical committees. Each member body interested in a subject for which a technical committee has been non-governmental, in liaison with IsO, also take part in the work. Iso collaborates closely with the International Electrotechnical Commission (IEC) on all matters of electrotechnical standardization. International Standards are drafted in accordance with the rules given in the ISO/lEC Directives, Part 2. The main task of technical committees is to prepare International Standards. Draft International Standards adopted by the technical committees are circulated to the member bodies for voting. Publication as an International Standard requires approval by at least 75 % of the member bodies casting a vote. Attention is drawn to the possibility that some of the elements of this document may be the subject of patent rights. IsO shall not be held responsible for identifying any or all such patent rights. ISO 11649 was prepared by Technical Committee ISO/TC 68,Financial services, Subcommittee SC 7, Core banking. @Iso2009-All rights reserved ili BSISO11649:2009 ISO11649:2009(E) Introduction The use of electronic communication media and services internationally for the transmission of information and payment and payment-related transactions between financial institutions, as well as between financial institutions and their customers, continues to increase. In this environment, this Internat